The Higher or Lower Card Game in Detail: Online Hi-Lo Rules, Casino Sites & Strategy

If you’re looking for a simple and straightforward card game, then certainly the higher or lower card game is the way to go. All you need to do is guess whether the next card will be higher or lower than yours. Perfect for beginner players, a Hi-Lo game can be both entertaining and profitable. Many top gambling operators provide this game, but the best Hi Lo casino online is Ladbrokes.

Hi Lo Details

High/Low Card Games Available Online

If you want to play the higher or lower card game online, there are several different versions you can choose from. The core concept is always the same, though the graphic designs vary greatly. We have researched a number of approved casino sites and selected the best hi-lo games to play online:

All these titles have passed audits to independent testing agencies and through the licensing procedures of the UK Gambling Commission. This ensures that their RTP is verified and you will be playing with fair odds.

Best Casino Sites to Play the Higher or Lower Card Game Online

Besides Ladbrokes, many other online casinos have high low card games in their catalogue. The basic rules make the game very easy to play, therefore reachable to a wider base of players. Below, you can see the best online casinos where you can play the higher or lower card game online. Each one of our recommended operators is licensed and safe, so you shouldn’t waste any sleep on the security and authenticity of those gambling platforms.

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Ladbrokes 4.95/5 £30
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Last Updated on 18 Sep 2023 by Mark Podd

Hi-Lo Game Rules Explained

Of all the online casino games out there, the rules of high-low (also known as Hi Lo) are the most straight forward. This game is played with a full deck of 52 cards, minus the jokers. The player plays against the dealer. The player makes his wager, and the dealer is asked to deal. After receiving a card, the player has to say if the following card will be higher or lower in value. If your prediction is right, the player wins! If you win the first bet, you can continue to play with the amount you won plus your original bet, or you can collect your winnings and start fresh.

Payouts in the High-Low Card Game

The payout depends on the value of the card which is lying on the table. Kings and Aces are not accepted as the first card because they respectively represent the highest and lowest values in the game. The following table gives an overview of both the card values and payouts:

Playing Card High/Low Value Odds for Lower Odds for Higher
King 13
Queen 12 1.1 10.7
Jack 11 1.1 5.3
10 10 1.1 3.5
9 9 1.3 2.6
8 8 1.5 2.1
7 7 1.7 1.7
6 6 2.1 1.5
5 5 2.6 1.3
4 4 3.5 1.1
3 3 5.3 1.1
2 2 10.7 1.1
1 1

When you play the higher or lower card game online, the odds for each outcome will be given prior you place your bet. As you can see, if you have a low number of suitable cards that will make your bet a winner, the odds are more rewarding. Therefore, the more winning options you have, the lower the odds. As the card seven is right in the middle (there are 13 possible card values), you get the same odds for both options, as the chances are 50/50.

How to Play Higher or Lower Card Games

Have you heard of the old casino classic – war game? Well, the higher or lower card game is basically a more modernized version. You play against the casino and you don’t necessarily have to have the higher card in order to win. The only thing important is your prediction. Here are the main steps to play a hand of the High-Low card game.

  1. Launch the preferred variation of a Hi Low game
  2. Select your chip size
  3. Place your bet
  4. Click deal
  5. See your card
  6. Based on your card’s value make your prediction for the next card
  7. After you’ve made your choice the card will be revealed
  8. The game is over as you win or lose your bet

As you guess lower or higher, it is hard to always implement a correct strategy. You can’t play your cards right since you have very little control over the flow of the game. However, you shouldn’t make a blind guess either. In normal hi-low games, card counting and managing the odds is possible based on the number of decks in play. However, in online higher or lower games the outcome is determined by an RNG module and the game RTP.

Play Hi-Lo Online with a Free Demo

Despite the simple rules of the high-low card game, it’s always better to first try out a game for free, without risking any money. That is why we have provided a free demo version, so that you can practice and play a few hands.

How to Play the Higher or Lower Card Game Online for Free
Play Demo!

As you can see, in this demo game you get three cards at the beginning of the hand. This is one of the many possible higher or lower game variants available at the top hi-lo online casinos. Have in mind that each variation might have some minor differences in the game rules and odds. And remember that a little bit of practice can’t hurt.

Variations of the Higher or Lower Card Games

Because the game is simple and easy, it can be played by a wide range of players. Different online casinos provide various versions of the game, in order to spice thing up and make it more engaging and fun for the players. There are many higher or lower card game variations across the web, and in the table below, we have selected some of the best possibilities out there.

  • Hi-Lo Switch
  • Live Hi-Lo
  • Hi-Lo Premium
Hi Lo Switch
The game provided in our demo, Hi Lo Switch is an interesting RNG Variant that gives you 3 starting cards. This gives you a wider range of betting options, as you can select the card that gives you the highest chances of winning. If your first bet wins, you can decide whether or not to continue gambling or collect your profits.
Live Hi Lo
An interesting Hi Lo game card variation, developed by Playtech. In Live Hi Lo you play against a real dealer and you have additional wagering options. At most casinos, the game is played with six card decks. There are additional side bets, as you can bet on the winning card whether it will be an Ace of any suit, King or Ace, within a certain range, and Red or Black.
Hi-Lo Premium
This higher or lower card game variation is played with just 12 cards. 2, 6 and Jack of Hearts; 3, 7 and Queen of Spades; 4, 8 and King of Diamonds; 5, 9 and Ace of Clubs. After one of those cards is randomly chosen and flipped, players can choose 1 out of 9 possible bet options.

RNG Variants – Online Hi-Lo Switch

Online Hi Lo Switch is probably the most popular RNG (random number generator) higher or lower card game. With a 96% RTP, the game can be highly rewarding and fun. It was created by the software provider bGaming, which may not be the best gaming software developer, but has done a wonderful job on this higher or lower card game variation. Because of the obvious simplicity of the game, not many software developers have launched high low games. Playtech, Realistic Games, Play’n Go and Evolution Gaming are the other most recognisable names in the industry that have produced other variations. The choice of Hi Low variants at an online gambling site depends on the developer, that the casino has partnered with, to provide the game selection.

Live Hi-Lo – Play the High/Low Card Game with real Dealers

Many players enjoy the company of real dealers and want to test their gambling skills against a professional croupier, instead of a computer. That is why most online live casinos provide the game Hi Lo and offer a wide range of limits so that more players can enjoy it. We recommend William Hill as the best live Hi Lo casino.

The minimum bet at live Hi Lo at William Hill is only 0.20p. The operator has inducted the live chat option, so that players can communicate with the dealers, who usually are very friendly and attractive. If you’re certain you want to play live games, then check out our best online live casino page. There, we examine more top live gaming operators and talk about the software providers, the other available live games and we give you some valuable live gaming tips.

Other Higher-Lower Card Games You Can Find Online

You might wonder, especially if you’re new to the gambling world, why we haven’t mentioned Omaha Hi Lo as one of the most famous higher or lower card games. The reason is that Omaha Hi-Lo falls into a totally separate game category, despite the similarities in the name. More experienced players know that this game is a completely different concept. It is a variation of the second most popular pvp poker game in the world – Omaha, in which the standard pot is separated in two halves for the best high hand combination and the best low hand combination. For more information on Omaha Hi Lo and other interesting poker games, check out our review of the best poker sites in the UK.

Frequently Asked Questions About the Hi Lo Game

As we are almost at the end of our higher or lower card game online review, it is time to turn our attention to some of the most popular and asked questions concerning this simple game and its’ variations. Don’t forget that the answers to the questions are written by our editors and are based on our own research and ranking order.

👀 Can I play higher-lower card games online?

Yes, you can. We have selected the best hi-lo online casinos that have this game in their libraries. With many possible variations, different side bets and a wide range of betting limits, you can play the higher or lower card game online, without the need of any particular skills or following certain strategies.

❓ What is a high low card game?

A high low game is a very simple card game played with a single deck. A player bets against the casino on whether or not the dealer’s card will be higher or lower than the one that he has been dealt. The higher/lower odds are given before you place your bet.

🔝 What is the best hi-lo casino?

Our recommendation for the best Hi Lo casino is Ladbrokes. Currently, there are three possible variations of the high low card game, with a minimum bet of £1. We recommend you try our specially provided hi-lo free play demo first, and decide if you want to play the game for real money.

🔔 How do you win higher or lower?

In order to win at higher or lower card game, you must guess correctly if the next card (dealer’s card) will be higher or lower then yours. Because of its fast gameplay and simple rules, the game can be very profitable, very fast, if you get a nice winning streak.

⚖️ Is Ace high or low in higher or lower?

In most variations of the higher or lower card game, the Ace is considered the lowest possible card. That’s why if you get an Ace as your first card, in most hi-lo online casinos, the game is considered void and you get another card, as there aren’t any lower cards.

🤼 How do you play High Low Jack?

High Low Jack, also known as Pitch, is a player-vs-player card game. It’s one of the many possible high or low card game variations and it is played with 54 cards. It can be played as a two-player game, but it is most popular for three to five players. It involves a bidding phase and setting back a party’s score.

Find More Fun Casino Games with Our Guides

So, to recap, Hi Lo game is a fast-paced gambling game with very simple rules, that is a sound choice for all types of players. If you want to play it online, you can select one of our recommended top online casinos that have it in their game libraries. And if you want to learn more interesting details and strategies for other casino games, then feel free to check another page on our website.

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Ladbrokes Casino Rating! 4.9/5
Last Updated on 18 Sep 2023 by Mark Podd